What is a 4-Point Inspection?
A 4-point inspection is often required by your insurance provider during the writing of your policy to give them an overview of the four major systems in your home. These systems include the roof, electrical, plumbing, and HVAC systems. During the 4-point inspection, we will examine each of these systems and their major appliances, such as the electrical panel, water heater, and the air conditioning system. We will then complete a standardized 4-point inspection form that you can submit to your insurance provider.
Do I Need a 4-Point Inspection?
In our recent experience, insurance providers in Florida have been requiring 4-point inspections on most homes about 10 years old and older. If you are looking to purchase a newer home, you may not need a 4-point inspection. However, if your home is much older than 10 years, your provider will most likely request this inspection.
It is important to note that a 4-point inspection is much less comprehensive than a residential inspection. If you are buying a home, we recommend you schedule a complete residential inspection to help you better understand your investment. Fortunately, our standard residential inspection includes a 4-point inspection!
If you are simply seeking a new insurance policy, we also offer a stand-alone 4-point inspections.